Smart Spending ในยุคค่าครองชีพสูง: ใช้เงินอย่างไรให้ “คุ้มจริง”

efinAI

สำนักข่าวอีไฟแนนซ์ไทย- -27 มี.ค. 69 13:00 น. ท่ามกลางค่าครองชีพที่ผันผวน ผู้บริโภคไทยไม่ได้ตอบโจทย์ชีวิตด้วยการใช้เงินมากขึ้น แต่ปรับมายืนฝั่ง ใช้ให้ฉลาดขึ้น หรือ Smart Spending ซึ่งไม่ใช่การรัดเข็มขัดจนขาดอิสรภาพ หากคือการออกแบบการใช้เงินให้สอดคล้องกับชีวิต และเดินเกมการเงินอย่างมีข้อมูลรองรับ ข้อมูลจาก PwC Thailand หนึ่งในบริษัทตรวจสอบบัญชีและที่ปรึกษาธุรกิจชั้นนำระดับโลก ระบุว่า ความกังวลด้านเศรษฐกิจมหภาคและเงินเฟ้อผลักให้คนไทยโฟกัส Value for Money สูงขึ้น และยังคง “จ่ายมากขึ้น” ในหมวดจำเป็น เช่น

xxxxxxxxxxxxxxxxxxxxx- -xx xx.x. xx xx:xx x.

xxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

x xxxxxxxxxxxxxxxx xxxxxxxxxxxxxx xxxx xxxxx xxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

xxxxxxxxx xxx xxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxx xxx xxxxx xxxxxxx xxxxxxxx “xxxxxxxxxxx” xxxxxxxxxxxx xxxx xxxxx–xxxxxx–xxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xx% xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

xxx “xxxxxxx” xxx “xxxxxxxxxxxxxxxx”- xxxxxxxxxxxxxxxxxxxxx: xxxxxx xxx xxxxxxxxxxxxxxxxxxx “xxxxxx–xxxxxxxxxxx–xxxxxxxxxxx” xxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx/xxxxxxx xxxxxxxxxxxxxxxxxxx xxxxx xxx xxxxx xxxxxxxxxxxxxxxx xxxx–xxxx

- xxxxxxxxxxxxxxxxxxxxxx: xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx (xxx xx% xxxxxxxxxxxxxxx) xxxxx “xxx–xxxxx–xxxxxxxxxxxxx” xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

- xxxxxxxxxxxxxxxxxxxxxxx: xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxx xxx “xxxxxxxxxxxxx” xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

x xxxx xxxxx xxxxxxxx xxxxxxxxxxxxxxxxx.xxxxxxxxxx “xxxxxx” xxxxxx “xxxx” xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxx

x.xxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxx “xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx” xxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xx “xxxxxxxxxxxxxxxxxxx” (xxxxxxxxx xxxxx) xxxxxxxxxxxx xxxxx xxxx xxxxxxxxxx xxxxxxxxx xxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxx xxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxx xxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

x.xxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxx xxxxxxxxxxxx xxxxx xxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxx xxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxx xxxxxxx xxxxxxxxx xxxxxxxxx xxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxx

x.xxxxxxxxxxxx xxx xxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxx–xxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

xxxxxxxx “xxxxxx” xxxxx xxxxx xxxxxxxx: xxx “xxxxxx” xxx “xxxxxxxxxxxxxxxxxxx”

xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx (xxxxxx xxxx xxxxxxx xxxxxxxxxxxxx) xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxx xxx xxxxx xxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxx xxxxxxx xxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxx “xxxxxxxxx xxxxxxxxxxxxx” xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx “xxxxxxxxxxxxxx”xxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxx…xxxxxxxxxxxxxxxx