รู้จัก “สลาก กอช.” เครื่องมือรัฐปลุกการออมคนไทย พร้อมรองรับสังคมสูงวัย

efinAI

ประเทศไทยกำลังก้าวเข้าสู่สังคมสูงวัยระดับสุดยอด ที่สร้างความกังวลต่อความมั่นคงทางรายได้ของประชากรในวัยเกษียณ นอกเหนือจากปัญหาหนี้ครัวเรือนที่ถือเป็นปัญหาที่ยากจะแก้ไขแล้ว ปัญหาการออมของคนไทยก็ถูกหยิบยกขึ้นมาเป็นหนึ่งในความเสี่ยงเชิงโครงสร้างของประเทศด้วย เนื่องจากโครงสร้างการออมของคนไทยยังไม่แข็งแรงเพียงพอที่จะรองรับความเสี่ยงในระยะยาว ทั้งค่าครองชีพที่เพิ่มขึ้น ค่าใช้จ่ายด้านสุขภาพ และรายได้ที่ไม่เพียงพอสำหรับหลังเกษียณ โดยเฉพาะในกลุ่มแรงงานนอกระบบและผู้มีรายได้น้อย ไม่ว่าจะเป็น พ่อค้าแม่ค้า เกษตรกร

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